A US bank account for your LLC, from wherever you live.
Your company can't take payments until it has a bank account, and which banks will open one depends on where you live. On every plan, we get the company ready to apply and point you to a provider that opens remotely for your country.
Checked by the BaseAcross team.
Who opens an account remotely
- Mercury
- OnlineMost countries, remotely
- Wise Business
- OnlineSome countries; check yours
- Relay
- Not remoteEach owner needs a US address
- Branch banks
- Not remoteIn person only
How do we get your account opened?
We get the company ready, so the bank has nothing left to ask. The application is yours, because banks only let the owner apply.
Your EIN, obtained without an SSN and saved in your documents. No bank will open an account without it.
Your documents, meaning the stamped formation certificate, the signed operating agreement and the EIN letter, ready in the format the bank asks for.
An introduction to a provider that opens for founders where you live. For most founders that's Mercury, with Wise Business as a second account where it works. If Mercury doesn't serve your country, we point you to the providers that do.
A straight answer on which providers won't open for you. Your country's page says it before you order, so you can plan around it.
What the account needs, and what it makes possible.
What the bank asks for before it opens an account, and what you can do once it's open.
- What we fileEIN without an SSNNo bank will look at your application without it, and without an SSN it's the longest step in the whole process.How the EIN is obtained
- What we fileBookkeepingOnce the account is open, connect it read-only and your books start filling in from the transactions as they arrive.See how the feed works
- GuideA US bank account from abroadWhat each provider asks for, which countries they turn away, and what to do if your first application is declined.Read the guide
- GuideCP 575 or 147CThe IRS sends the CP 575 letter once. If it's lost, a 147C letter replaces it as proof of the EIN.The EIN proof a bank will accept
- Country guideForming from IndiaMercury and Stripe access from India, and the RBI ODI and LRS rules that apply.Banking a US LLC from India
Questions about the bank account.
If yours is not here, email us at hello@baseacross.com before you order.
Yes. Mercury, Wise Business and Payoneer all take applications online, with your passport and the company's documents. Branch banks usually want you there in person, so we don't send founders abroad to them.
No. Banks only let the owner apply, so the application is yours. What we do is get the company ready for it. Your EIN is in hand, your documents are ready in the format the bank wants, and you get an introduction to a provider that opens accounts for founders where you live.
Founders in most countries can apply to Mercury remotely, and Mercury decides each application. Where Wise gives USD account details, Wise Business makes a good second account. Mercury doesn't open accounts for founders living in about 48 countries, including Bangladesh, Indonesia, Nigeria, Pakistan, the Philippines, Ukraine and Vietnam, and it goes by where you live, not your passport. Founders there look at Payoneer, and in Nigeria at Raenest too. Of the countries named here, Wise gives USD account details in none but the Philippines. Your country's page says which applies to you.
Not for Mercury, which accepts a principal address abroad, though not your registered agent's address. Relay asks every owner for a physical US address, not a PO box or virtual mailbox, which is why it's rarely the first choice for a founder abroad.
For most people, a few business days after the EIN arrives. The EIN decides when you can start banking, which is why the expedited EIN exists.
What we file
Answer the questions. We do the filing.
It takes about four minutes. You see the whole order, state fee included, before anything is charged.
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