Stripe fee calculator, from wherever you are.
Stripe charges a US company 2.9% + 30¢ on a US card. The same payment into a Stripe account in the UK costs $5.15 per $100 plus £0.20, because the card is foreign and the dollars get converted. See every fee on your payments, what to charge to keep a round number, and what your own country's Stripe would take.
Checked by the BaseAcross team.
Stripe in the US, pay as you go
- US card
- 2.9% + 30¢$3.20 on $100
- Card from abroad
- +1.5%+1% more to convert
- ACH bank debit
- 0.8%Capped at $5
- Dispute
- $15.00$15.00 more to fight it
What will Stripe take?
Type a payment or what you want to keep. Tick what applies, and pick the country your Stripe account would otherwise be in.
- The customer pays
- $100.00
- You receive
- $96.80
- Card, 2.9% + 30¢$3.20
Paying out instantly instead of on the usual schedule costs 1.5%, at least $0.50: $1.45 on this one. A dispute costs $15.00, and $15.00 more if you fight it and lose.
The same $100.00 from a US customer, through your own country's Stripe.
About $1,170.00 a year more at 50 payments a month, before the £0.20 on each one.
Stripe's pay-as-you-go prices, read off its pages on 21 October 2026. Large businesses can ask for custom pricing. An estimate, not a quote.
Four payments, worked through.
The same arithmetic the calculator uses.
| Payment | Stripe's fee | You receive |
|---|---|---|
| A $100 payment from a US customerUS card, charged in dollars | $3.20 (3.20%) | $96.80 |
| A $100 payment from a customer abroadCard from outside the US, charged in their currency | $5.70 (5.70%) | $94.30 |
| A $2,000 invoice paid by bank debitACH Direct Debit | $5.00 (0.25%) | $1,995.00 |
| A $49 monthly subscriptionUS card, through Stripe Billing | $2.06 (4.20%) | $46.94 |
A US customer's $100, by where your Stripe account is.
A US card is international to every Stripe account outside the US, and its dollars have to be converted. Here is what that costs in the 38 countries we checked.
| Stripe account in | Rate on a US card | On $100 |
|---|---|---|
| The United States | 2.9% + 30¢, nothing to convert | $3.20 |
| Australia | 3.5% + A$0.30, +2% to convert | $5.50 + A$0.30 |
| Austria | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Belgium | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Bulgaria | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Canada | 3.7% + CA$0.30, +2% to convert | $5.70 + CA$0.30 |
| Croatia | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Czechia | 3.15% + Kč6.50, +2% to convert | $5.15 + Kč6.50 |
| Denmark | 3.15% + kr 1.80, +2% to convert | $5.15 + kr 1.80 |
| Estonia | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Finland | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| France | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Germany | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Greece | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Hong Kong | 3.9% + HK$2.35, +2% to convert | $5.90 + HK$2.35 |
| Hungary | 3.15% + Ft 85, +2% to convert | $5.15 + Ft 85 |
| India | 4.3% + ₹0, +2% to convert | $6.30 |
| Ireland | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Italy | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Japan | 3.6% + ¥0, +2% to convert | $5.60 |
| Latvia | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Lithuania | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Malaysia | 4% + RM1, +2% to convert | $6.00 + RM1 |
| Mexico | 4.1% + MX$3, +2% to convert | $6.10 + MX$3 |
| Netherlands | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| New Zealand | 3.5% + NZ$0.30, +2% to convert | $5.50 + NZ$0.30 |
| Norway | 3.25% + kr 2, +2% to convert | $5.25 + kr 2 |
| Poland | 3.25% + zł 1, +2% to convert | $5.25 + zł 1 |
| Portugal | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Romania | 3.15% + lei 1, +2% to convert | $5.15 + lei 1 |
| Singapore | 3.9% + S$0.50, +2% to convert | $5.90 + S$0.50 |
| Slovakia | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Slovenia | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Spain | 3.15% + €0.25, +2% to convert | $5.15 + €0.25 |
| Sweden | 3.15% + kr 1.80, +2% to convert | $5.15 + kr 1.80 |
| Switzerland | 3.25% + CHF 0.30, +2% to convert | $5.25 + CHF 0.30 |
| Thailand | 4.75% + ฿10, +2% to convert | $6.75 + ฿10 |
| United Arab Emirates | 3.9% + AED 1, +1% to convert | $4.90 + AED 1 |
| United Kingdom | 3.15% + £0.20, +2% to convert | $5.15 + £0.20 |
Brazil isn't listed: its page doesn't state the conversion fee. India takes new accounts by invitation. Fixed fees are in the account's own currency, as Stripe states them.
Questions about Stripe's fees.
If yours is not here, email us at hello@baseacross.com before you order.
2.9% + 30¢ for a card issued in the US, with no monthly or setup fee. That's $3.20 on a $100 payment. Cards from abroad add 1.5%, converting currency adds 1%, and a card typed in by hand adds 0.5%.
On a US account, 1.5% more, decided by where the card was issued, not where the customer is. If the payment also needs converting into dollars, add 1%: a $100 payment then costs $5.70.
Divide what you want plus the 30¢ by one minus the rate. To keep $500 from a US card, charge $515.24. The calculator does it to the cent, with every surcharge you tick.
0.8%, capped at $5 a payment. On a $2,000 invoice that's $5 rather than the $58.30 a card would cost.
A dispute costs $15.00 when it arrives, and another $15.00 if you respond to it by hand, which you get back if you win. A refund costs nothing extra, but the original fee isn't returned.
No. Each country has its own price list, and a US customer's card is international to an account anywhere else. On a $100 US payment, accounts in the 38 countries we checked pay 4.9% to 6.75% plus a local fixed fee, against $3.20 on a US account.
Yes, through a company Stripe accepts. Stripe doesn't take businesses registered in 55 of the 100 countries we cover, including Pakistan, Bangladesh and Nepal. A US company with a US bank account can open a US Stripe account wherever its owner lives.
On pay-as-you-go pricing, Billing is 0.7% of subscription volume, Invoicing 0.4% of each paid invoice, and Tax Basic 0.5% of each payment where you're registered to collect. They come on top of the card fee.
Want the US rate? Get paid as a US company.
We form the company and get its EIN, the two things a US bank and Stripe ask for first. You see the whole order before anything is charged.
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