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Stripe doesn't take Chilean businesses, so a US company is often how founders here get it.
From Chile · The Americas
For Chilean founders who need Stripe, sell to US customers or raise from US investors. Stripe doesn't take Chilean businesses, and Mercury and Wise Business both serve founders here. A US company earning passive income can be taxed to you under art. 41 G, so read that section first.
Launch + Wyoming filing; the tax return is separate.Checked by Saais Patel, compliance reviewer.
At a glance
Mercury takes applications from founders living in Chile. Wise Business is the usual second account.
The banks, in detailYou can form a US company while living in Chile, without an SSN or a US visit, and Mercury and Wise Business both open for founders here. Launch starts at $351.40 in Wyoming, including our plan and state filing fee. Stripe doesn't take Chilean businesses, so a US company is often how founders here get it. The Chilean point is passive income: above set lines, art. 41 G treats it as yours as the LLC earns it.

Watch
Thinking of a US LLC while living in Chile? Chile cares less about where you live and more about what kind of income the company earns. If you control it, art.
Before you form
Wyoming LLC
Owner-run business that needs Stripe or sells to US customers.
Delaware C-Corp
Raising from US investors.
Both charges are the state's, before our plan, optional services and your advisers' fees. Wyoming sets a minimum yearly charge, and Delaware's franchise tax depends on how it's calculated. Staff, stock or premises in another state can bring obligations there. An S-corporation isn't an option, because nonresident aliens can't hold its shares.
Prepare the information
You don't need a Chilean SpA to form a US company. The EIN is the US company's tax ID. Send identity documents through a secure request, and only the ones asked for.
How it works
The state approves the company, the IRS issues the EIN and each provider approves its own account. In Chile, your contador handles the SII; we don't file there.
You and your contador
Decide whether you need a US company at all, what share of its income will be passive, and what the Banco Central wants for the investment.
You leave this stage with: A plan that fits Chile's rules.
You choose; BaseAcross checks
We check the proposed name and provide the registered agent in the formation state. The registered office is for legal papers, not your operating address.
You leave this stage with: Confirmed filing details and a registered agent.
BaseAcross files; the state approves
We submit the formation filing and send you the state's documents once it's approved. The company exists from that approval.
You leave this stage with: State-approved formation documents.
BaseAcross
We draft the LLC Operating Agreement or corporate bylaws. Check every name and share against your passport before you sign.
You leave this stage with: Operating documents for your records, your bank and US providers.
BaseAcross prepares; the IRS issues
The EIN is a separate application after formation. Without an SSN or ITIN, it goes on Form SS-4 rather than the IRS's online tool.
You leave this stage with: The IRS's EIN confirmation once it's issued.
You apply; the providers review
Start with Mercury or Wise Business, which both serve founders living in Chile. Use the same names, addresses and business description everywhere.
You leave this stage with: An approved account, if a provider accepts the application.
You, your US preparer and your contador
Keep the company's books, with passive income split out for art. 41 G. Put Form 5472 and your Chilean return on one calendar.
You leave this stage with: A yearly calendar with someone responsible for each filing.
Plan the wait
Published service estimates and prerequisites for a Wyoming company from Chile
These are service estimates, not promised completion dates. The IRS and each provider set their own processing times. Names or addresses that differ between documents slow every stage.
What it costs
Charged in US dollars, with the Wyoming state fee passed on at cost. Where you live changes which bank we introduce you to, not the price.
What a Wyoming LLC costs from Chile, line by line, and what to budget for outside our plans.
Included in both plans
The registered agent renews with the plan. Operate adds its published business tools and bookkeeping. Neither plan files your tax returns in either country.
Launch
To start, before optional extras
$351.40
OperateBilled yearly
To start, before optional extras
$2,490.40
Optional extras are priced before you order, such as filing ahead of our next batch for $39. See full pricing.
$149 service fee / year
Optional on both plans. The state's charge is separate, and a reminder alone doesn't file the report.
State filing serviceArrange separately
You or your accountant handle Form 5472 and any other US returns on Launch and Operate. Ask the preparer for their scope and fee.
Federal filing responsibilitiesQuote from your contador
Whether art. 41 G applies, what the Banco Central wants and what you file depend on your circumstances.
Published in full pricing
Check domain renewals and when Launch's email, phone and site trials end. Operate includes its stated tools while subscribed.
Plans, trials and add-onsThe $309 Launch renewal example is the $249 plan renewal plus Wyoming's $60 minimum license tax. Wyoming charges the greater of that minimum or 0.0002 of the company's assets located and employed in the state, and paying online can add a processor fee. The Operate example uses the same minimum.
Prices are in US dollars. Paying from Chile, check your card's exchange rate and fees.
Use the first-year cost calculator to compare plans and optional tools. Then add your contador's fees and US return preparation to that budget.
Launch
To start
$351.40
$249 our fee + $102.40 Wyoming fee
Renews from $309 a year
OperateBilled yearly
To start
$2,490.40
$2,388 our fee + $102.40 Wyoming fee
Renews from $2,448 a year
Included in both plans
What changes because you live here
1 of 4: The tax treaty
The tax treaty
The US–Chile income tax treaty, signed in 2010, is in force.
It caps US withholding on interest at 10%, on dividends at 15%, and on royalties at 10%, or 2% for equipment rentals. Pay for work you do in Chile generally isn't US-source income, so the treaty matters less for a services business.
How Chile sees it
The art. 41 G rules come from the SII's own 2025 circular, residence from the Tax Code as the SII publishes it, both in Spanish; company residence from PwC's summary. They run alongside the US steps below.
You
The LLC is controlled. Its passive income, such as dividends, interest and royalties, is treated as yours as it accrues.
You and your contador
Passive income 10% or less of the total, passive assets 20% or less, taxed at 30% or more, or 2,400 UF or less in the year.
The company, with your contador
A fixed place of business or a dependent agent in Chile is a permanent establishment.
Worked example
This is an illustration, not a quote. The 2,400 UF line is measured at the end of the year, at that day's UF.
Your Wyoming LLC earns CLP 300,000,000 in a year, after costs: half from services to clients abroad, half, CLP 150,000,000, from licence fees.
You own all of it, so it's controlled. Licence fees are royalties, which are passive: half its income, well above the 10% line.
It pays no US tax, so it isn't taxed at 30% or more. At the UF of 14 October 2026, 2,400 UF was about CLP 98.8 million, and CLP 150,000,000 is above it.
So the CLP 150,000,000 is treated as yours as it accrues. The services income isn't caught.
What Chile expects
Chile treats a controlled foreign entity's passive income as yours as it accrues, above set lines, and a US company with a fixed place or agent in Chile has a permanent establishment.
A foreign entity of any kind is controlled when Chilean residents, with related parties, hold 50% or more of its capital, profits or votes. Its passive income, such as dividends, interest and royalties, is then treated as theirs as it accrues.
The rule is lifted when passive income is 10% or less of the entity's total, passive assets are 20% or less of its assets, the income is taxed at 30% or more abroad, or passive income for the year is 2,400 UF or less.
Companies incorporated in Chile are Chilean residents. A foreign company with a fixed place of business or a dependent agent in Chile has a permanent establishment there, taxed on what it earns.
You're resident if you stay in Chile for more than 183 days, all at once or not, in any 12-month period.
On the record
We form US companies. We aren't Chilean tax advisers. These are the rules as they're generally published, they change, and how they apply to you depends on details this page can't know. Take this list to a tax adviser in Chile before you order, and we'll tell you what the US forms need.
After formation
A US LLC with one foreign owner is usually a disregarded entity that files Form 5472 with a pro forma Form 1120 when it has reportable transactions with you. Money you put in, take out or are paid for your work can count even in a year without sales. The IRS penalty for not filing starts at $25,000.
For a calendar-year company, the return is usually due 15 April, and Form 7004 requests an extension before then. A C-Corp, or an LLC with more than one owner, files different returns.
Form 5472 and the pro forma 1120Keep the registered agent active and track the state's yearly charge. In Chile, report any passive income art. 41 G treats as yours, with your return.
US-created companies are exempt from BOI reporting under FinCEN's current rule, effective 14 August 2026. Banks and payment providers still verify who owns the company.
| Task | Who handles it | Where the responsibility ends |
|---|---|---|
| Formation and EIN application | BaseAcross prepares and submits | The state approves formation; the IRS issues the EIN. |
| Bank and payment applications | You, with our guidance | The provider verifies the information and decides. |
| Chilean returns and sworn statements | You and your contador | We provide the US company records they need. |
| Annual state filing | You, or our optional filing service | Reminders are included; managed filing and the state charge are separate. |
| US federal returns | You and your US tax preparer | Launch and Operate remind you; they don't file the return. |
Prepare the conversation
Bring the owners, where each lives, the operating agreement and the company's expected income by type. Each question is also in Spanish.
Download the checklist for your contador (.txt)Is my US LLC a controlled entity under art. 41 G, and is any of its income passive?
¿Mi LLC estadounidense es una entidad controlada según el art. 41 G, y alguno de sus ingresos es renta pasiva?
Does one of the exclusions apply: 10% of income, 20% of assets, 30% tax or 2,400 UF?
¿Aplica alguna exclusión: 10% de los ingresos, 20% de los activos, tasa del 30% o 2.400 UF?
What must I report to the Banco Central for the investment, under the compendium in force since 2026?
¿Qué debo informar al Banco Central por la inversión, según el compendio vigente desde 2026?
Which sworn statements must I file with the SII?
¿Qué declaraciones juradas debo presentar al SII?
How are payments from the company to me taxed, and how does the treaty credit work?
¿Cómo tributan los pagos que la sociedad me haga, y cómo funciona el crédito del convenio?
Would an SpA serve me better than a US company?
¿Me convendría más una SpA que una sociedad estadounidense?
How should I keep records for the US return and my Chilean return?
¿Cómo debo llevar la contabilidad para la declaración estadounidense y mi declaración en Chile?
Questions
If yours is not here, email us at hello@baseacross.com before you order.
Yes. US law doesn't require an LLC's owners to be US citizens or residents, and formation, the EIN and the bank applications all happen remotely. The Chilean questions are passive income under art. 41 G and what you report.
It treats a controlled foreign entity's passive income as its Chilean controllers' as it accrues. An entity of any kind is controlled when Chilean residents, with related parties, hold 50% or more of its capital, profits or votes.
When passive income is 10% or less of the entity's total, passive assets are 20% or less of its assets, the income is taxed at 30% or more abroad, or passive income for the year is 2,400 UF or less. A services business with little passive income usually falls outside it.
On what it earns through Chile. Companies incorporated in Chile are Chilean residents, and a foreign company with a fixed place of business or a dependent agent in Chile has a permanent establishment there.
Launch starts at $351.40: $249 for the plan plus $102.40 for the Wyoming filing. The plan and Wyoming's minimum yearly charge then total $309 a year. Your contador's fees, US return preparation and Chilean filings are separate. Wyoming's license tax can be more than its $60 minimum.
A Wyoming LLC suits an owner-run business selling to US customers or needing Stripe. A Delaware C-Corp suits raising from US investors. Nonresident aliens can't hold shares in an S-corporation.
Yes. Without an SSN or ITIN, the application goes on Form SS-4 instead of the IRS's online tool. We prepare it after the company is formed, and the IRS issues the number.
Each stage has its own clock. Wyoming's published turnaround is same day once a complete filing is accepted. Our ordinary EIN estimate is six to eight weeks after the application, or two to three weeks with the $199 expedited option. Banks, payment providers and Stripe each set their own review times. These are estimates, not promises.
Usually you can apply. Chile isn't on Mercury's list of countries it doesn't serve, and the list goes by where you live. Mercury still reviews each company and can decline.
Usually, yes. Chile is on Wise's list of places where people can hold money, so a US company run from Chile can get USD account details. Wise reviews each business.
For Stripe itself, usually yes. Stripe doesn't list Chile among the countries it supports. A US LLC with an EIN and a US bank account can apply for a US Stripe account, and Stripe can decline.
Generally not. Pay for work you do in Chile is generally not US-source income, so a US company with no US office or staff often owes no US income tax on it. A single-owner LLC still files Form 5472 with a pro forma Form 1120 when it has reportable transactions with you, not Form 1040-NR.
Yes. The treaty signed in 2010 is in force. It caps US withholding on interest at 10%, on dividends at 15%, and on royalties at 10%, or 2% for equipment rentals.
On Launch and Operate, we add deadlines and reminders; you or your accountant file the federal returns. Managed annual state compliance is an optional $149 service fee a year, with the state's charge separate. Your Chilean returns and sworn statements are for you and your contador.
US-created companies are exempt under FinCEN's current BOI rule, effective 14 August 2026. A company formed outside the US and registered to do business there is a different case. Banks still collect ownership details for their own checks.
Sources and editorial scope
Prepared by the BaseAcross team and reviewed by Saais Patel, compliance reviewer. Sources checked . This is general formation information, with source links for the tax and banking context. An individual tax or legal review remains with your qualified advisers.
Art. 41 G is read from the SII's Circular 11 of 2025, residence from the Tax Code as the SII publishes it, and the UF from the SII's own table, all in Spanish. Company residence and permanent establishment come from PwC's Worldwide Tax Summaries. Confirm the current position with your contador before acting.
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