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From Morocco · Middle East and North Africa

Start a US company from Morocco

For Moroccan founders who need Stripe, a US contracting party or dollar invoicing. Stripe doesn't serve Morocco, and founders here can apply to Mercury, which decides each application. But the Office des Changes' 2026 Instruction makes owning a company and an account abroad a matter for its authorisation, so read that section first.

Launch + Wyoming filing; the tax return is separate.Checked by Saais Patel, compliance reviewer.

At a glance

Mercury takes applications from founders living in Morocco. Wise gives no USD account details there.

The banks, in detail
US tax treaty
In force
Local Stripe
No
Mercury
Yes
Currency
MAD
Our fee
from $249
Wyoming's fee
$102.40
Until we file
Refunded in full

US law lets you form a US LLC from Morocco remotely, without an SSN, and founders here can apply to Mercury, which decides each application. Launch starts at $351.40 in Wyoming, including our plan and state filing fee. Morocco is the catch. The Office des Changes' 2026 Instruction keeps assets and accounts abroad held by resident Moroccans under its authorisation, so settle that before you fund a company or open an account.

Before you form

Start with whether you need a US company, and which route covers you.

  • You may not need a US company

    Freelance work for clients abroad

    A US company and its US account are assets abroad, which need the Office des Changes' authorisation. Being paid as a freelancer in Morocco may be simpler.

    US companies for freelancers
  • A Wyoming LLC, once authorised

    Card payments from customers abroad

    Stripe doesn't serve Morocco. A US LLC with a US bank account can apply for a US Stripe account. Ask the Office des Changes before you form it.

    Getting access to Stripe
  • A Delaware C-Corp, through the ADD route

    A startup raising from foreign investors

    An ADD-labelled startup with a firm foreign funding commitment lets its founders form a foreign company and contribute their shares to it.

    Raising from US investors
  • A US subsidiary

    A Moroccan company expanding to the US

    A Moroccan company with three years of audited activity can invest abroad in its own line of business, within the Instruction's limits.

    US holding companies

BaseAcross's Wyoming LLC and Delaware C-Corp options for founders in Morocco

Wyoming LLC

Owner-run business with US Stripe, once authorised.

State filing
$102.40
Yearly state charge
From $60
Wyoming LLC formation

Delaware C-Corp

Raising from investors; the ADD startup route.

State filing
$110
Yearly state charge
$450 for the model shown
Delaware C-Corp formation

Both charges are the state's, before our plan, optional services and your advisers' fees. Wyoming sets a minimum yearly charge, and Delaware's franchise tax depends on how it's calculated. Staff, stock or premises in another state can bring obligations there. An S-corporation isn't an option, because nonresident aliens can't hold its shares.

Prepare the information

Different documents are needed at different stages.

You and your adviser

Before anything else

  • The Office des Changes' authorisation, or the Instruction route that covers you.
  • Your plan for the company's capital and the US account, which the authorisation will ask about.
  • Where decisions will be made, because Morocco's tax rules ask.
  • Your proposed company name, business activity and chosen structure.
  • Owners' names exactly as on their passports, ownership shares, managers and home addresses.
You provide

Before state filing

  • The approved company name and formation details.
  • The responsible party. Without an SSN or ITIN, the application goes on Form SS-4.
  • Accurate mailing and principal business addresses, and your signed authorization where required.
You confirm; we prepare

After formation, for the EIN

  • A passport for each owner the provider asks about.
  • Formation documents, the EIN confirmation and the operating agreement.
  • A real business address, your website, a description of the business and the source of funds, as each provider asks.
The provider verifies

For bank and payment applications

You don't need a Moroccan company to form a US LLC, but you'll need the Office des Changes' answer before funding it. The EIN is the US company's tax ID. Send identity documents through a secure request, and only the ones asked for.

How it works

Seven steps from Morocco to a maintained US company.

The state approves the company, the IRS issues the EIN and each provider approves its own account. In Morocco, the Office des Changes decides on the authorisation and your adviser handles the tax side; we don't file there.

You and your adviser

Settle the Office des Changes first

Find the route that covers you: the Office's authorisation, a Moroccan company investing abroad, or the ADD startup route. Don't fund the company or open the account before then.

You leave this stage with: Written authorisation, or the route you rely on.

01 / 07

Plan the wait

Formation, the EIN and banking have separate timelines.

Published service estimates and prerequisites for a Wyoming company from Morocco

  1. Wyoming formationSame day
  2. Ordinary EINsix to eight weeks
  3. Expedited EINtwo to three weeks
  4. Bank and payment accountsProvider review
  5. US Stripe accountStripe's review
  1. Wyoming formation

    Same day

    The clock starts
    Complete filing accepted by the state
    What can change it
    Our order checks and filing batch come first. Expedited filing changes our queue; it doesn't speed up the EIN.
  2. Ordinary EIN

    six to eight weeks

    The clock starts
    EIN application after formation
    What can change it
    Included in the plan. This is our published estimate; the IRS queue can change.
  3. Expedited EIN

    two to three weeks

    The clock starts
    EIN application after formation
    What can change it
    Optional $199 service. An estimate, with issuance controlled by the IRS.
  4. Bank and payment accounts

    Provider review

    The clock starts
    Company and owner information ready
    What can change it
    Mercury, Stripe and any other provider set their own timing, may ask for more documents and can decline an application.
  5. US Stripe account

    Stripe's review

    The clock starts
    US bank account and website ready
    What can change it
    Stripe reviews the business and the person behind it, and can decline.

These are service estimates, not promised completion dates. The IRS and each provider set their own processing times. Names or addresses that differ between documents slow every stage.

What it costs

The same price from Morocco as from anywhere.

Charged in US dollars, with the Wyoming state fee passed on at cost. Where you live changes which bank we introduce you to, not the price.

LLC cost calculator

Launch

To start

$351.40

$249 our fee + $102.40 Wyoming fee

Renews from $309 a year

OperateBilled yearly

To start

$2,490.40

$2,388 our fee + $102.40 Wyoming fee

Renews from $2,448 a year

Included in both plans

  • State formation filing
  • Registered agent and registered office
  • EIN application without an SSN
  • LLC Operating Agreement or corporate bylaws
  • Bank and payment application guidance
  • Filing calendar and reminders

What changes because you live here

The filing is the same from anywhere. Four things aren't.

Treaty status, payment availability, bank eligibility and time zones. Sources checked 14 October 2026; account approval remains with the provider.

1 of 4: The tax treaty

The tax treaty

The tax treaty: In force

The US–Morocco income tax treaty is in force.

It caps US withholding on interest at 15%, on dividends at 15%, or 10% for a qualifying company shareholder, and on royalties at 10%. Pay for work you do in Morocco generally isn't US-source income, so the treaty matters less for a services business.

Office des Changes and tax

Settle the Office des Changes first, then the tax.

The exchange rules come from the Office des Changes' 2026 Instruction itself, in French; the tax rules from PwC's summaries. They come before the US steps below.

  1. Before you fund the company or open an account

    You and your adviser

    Holding assets abroad and opening an account abroad by a resident Moroccan need the Office des Changes' authorisation.

  2. If you own a Moroccan company

    The company

    With three years of activity and audited accounts, it can invest abroad in its own line of business, through its bank.

  3. If you run an ADD-labelled startup

    You and the startup

    With a firm commitment from foreign funders, founders may form a foreign company and contribute their shares. The startup can invest abroad up to MAD 10 million a year; income comes home within 30 days.

  4. When you pay online

    You

    Payments for services bought online abroad come from the e-commerce allowance, MAD 20,000 a calendar year.

  5. When you file your return

    You and your adviser

    Residents are taxed on worldwide income at up to 37%, and companies on activities carried on in Morocco.

What Morocco expects

Owning a US company doesn't take you out of Morocco's tax system.

Morocco taxes residents on worldwide income, and taxes companies on activities carried on in Morocco. Before either, the Office des Changes' authorisation covers owning a company and an account abroad.

Ask the Office des Changes

Under the 2026 Instruction, a Moroccan living in Morocco needs the Office des Changes' authorisation to hold assets abroad or open an account abroad. Shares in a US company and a US bank account are both assets abroad.

What's open without asking

The Instruction's own routes for individuals cover employee share plans and directors' qualifying shares. Moroccan companies with three years of audited activity can invest abroad, and ADD-labelled startups have their own route.

Paying online

A resident can pay for things online abroad up to MAD 20,000 a calendar year from the e-commerce allowance.

Income from anywhere

Residents are taxed on worldwide income at up to 37%, unless a treaty says otherwise. You're resident if your permanent home or centre of economic interest is in Morocco, or after more than 183 days in any 365.

Where it is run

Companies, wherever formed, pay corporate tax on activities carried on in Morocco, and a place of management there can be a permanent establishment. A US company run from Casablanca should have an adviser look at this.

On the record

We form US companies. We aren't Moroccan tax advisers. These are the rules as they're generally published, they change, and how they apply to you depends on details this page can't know. Take this list to a tax adviser in Morocco before you order, and we'll tell you what the US forms need.

After formation

Someone has to own each filing, in each country.

US information reporting

A US LLC with one foreign owner is usually a disregarded entity that files Form 5472 with a pro forma Form 1120 when it has reportable transactions with you. Money you put in, take out or are paid for your work can count even in a year without sales. The IRS penalty for not filing starts at $25,000.

For a calendar-year company, the return is usually due 15 April, and Form 7004 requests an extension before then. A C-Corp, or an LLC with more than one owner, files different returns.

Form 5472 and the pro forma 1120

State, Office des Changes and ownership checks

Keep the registered agent active and track the state's yearly charge. In Morocco, keep within what the Office des Changes authorised, and file your return with the company's income in it.

US-created companies are exempt from BOI reporting under FinCEN's current rule, effective 14 August 2026. Banks and payment providers still verify who owns the company.

Who handles each formation, banking and filing responsibility
TaskWho handles itWhere the responsibility ends
Formation and EIN applicationBaseAcross prepares and submitsThe state approves formation; the IRS issues the EIN.
Bank and payment applicationsYou, with our guidanceThe provider verifies the information and decides.
Office des Changes authorisationYou and your adviserWe provide the formation documents the application needs.
Moroccan income and corporate taxYou and your adviserWe provide the US company records they need.
Annual state filingYou, or our optional filing serviceReminders are included; managed filing and the state charge are separate.
US federal returnsYou and your US tax preparerLaunch and Operate remind you; they don't file the return.

Prepare the conversation

Take these questions to your adviser before you order.

Bring the owners, where each lives, where decisions will be made and the business activity. Each question is also in French.

Download the checklist for your adviser (.txt)
  1. 01
    EN

    Which route covers me: the Office des Changes' authorisation, a Moroccan company investing abroad, or the ADD startup route?

    FR

    Quelle voie me concerne : l’autorisation de l’Office des Changes, l’investissement à l’étranger par une société marocaine, ou la voie des jeunes entreprises labellisées par l’ADD ?

  2. 02
    EN

    What does the Office des Changes ask for, and does the authorisation cover a US bank account too?

    FR

    Quels documents l’Office des Changes demande-t-il, et l’autorisation couvre-t-elle aussi un compte bancaire aux États-Unis ?

  3. 03
    EN

    Would running the US company from Morocco create a permanent establishment here?

    FR

    Le fait de gérer la société américaine depuis le Maroc créerait-il un établissement stable au Maroc ?

  4. 04
    EN

    How are my pay and any profit from the company taxed in Morocco, and how do I use the US treaty?

    FR

    Comment ma rémunération et les bénéfices de la société sont-ils imposés au Maroc, et comment appliquer la convention avec les États-Unis ?

  5. 05
    EN

    Must income the company pays me be brought back to Morocco, and by when?

    FR

    Les revenus que la société me verse doivent-ils être rapatriés au Maroc, et dans quel délai ?

  6. 06
    EN

    How do I show the company and its income in my Moroccan return?

    FR

    Comment déclarer la société et ses revenus dans ma déclaration au Maroc ?

  7. 07
    EN

    How should I keep records for both the US return and my Moroccan return?

    FR

    Comment tenir les justificatifs pour la déclaration américaine et ma déclaration marocaine ?

Questions

Questions from Morocco.

If yours is not here, email us at hello@baseacross.com before you order.

Can a Moroccan resident own a US LLC?

US law allows it, and formation, the EIN and the bank applications all happen remotely. Morocco's side is the hard part. Under the Office des Changes' 2026 Instruction, a Moroccan living in Morocco needs its authorisation to hold assets or open an account abroad.

Do I need the Office des Changes' permission?

Usually, yes. The 2026 Instruction says holding assets abroad and opening accounts abroad by resident Moroccans stay subject to the Office's authorisation. Its own routes for individuals cover only employee share plans and directors' qualifying shares.

Is there a route that doesn't need authorisation?

Two, in narrow cases. A Moroccan company with three years of activity and audited accounts can invest abroad in its own line of business. An ADD-labelled startup with a firm foreign funding commitment lets its founders form a foreign company and contribute their shares to it.

Can I pay for formation with a Moroccan card?

Online payments abroad come out of the e-commerce allowance, which is MAD 20,000 a calendar year for a resident individual under the 2026 Instruction. Check what you've already used this year with your bank.

How much does a US company from Morocco cost?

Launch starts at $351.40: $249 for the plan plus $102.40 for the Wyoming filing. The plan and Wyoming's minimum yearly charge then total $309 a year. Your adviser's fees, US return preparation and Moroccan filings are separate. Wyoming's license tax can be more than its $60 minimum.

Should I form a Wyoming LLC or a Delaware C-Corp from Morocco?

A Wyoming LLC usually suits an owner-run business selling worldwide. A Delaware C-Corp suits raising from investors, and the ADD route is built for that case. Nonresident aliens can't hold shares in an S-corporation.

Can I get an EIN without an SSN or ITIN?

Yes. Without an SSN or ITIN, the application goes on Form SS-4 instead of the IRS's online tool. We prepare it after the company is formed, and the IRS issues the number.

How long does it take from Morocco?

Each stage has its own clock. Wyoming's published turnaround is same day once a complete filing is accepted. Our ordinary EIN estimate is six to eight weeks after the application, or two to three weeks with the $199 expedited option. The Office des Changes, banks, payment providers and Stripe each set their own times. These are estimates, not promises.

Can I open a Mercury account from Morocco?

Mercury doesn't bar Morocco, and its list goes by where you live, so you can apply. Opening an account abroad is still a matter for the Office des Changes. Mercury reviews each company and can decline.

Can I use Wise for the US company?

Not for USD account details. Wise gives no USD details to founders living in Morocco, which isn't on its list of places where people can hold money. Relay doesn't bar Morocco, but it asks every owner for a physical US address.

Do I need a US company for Stripe in Morocco?

For Stripe itself, usually yes. Stripe doesn't list Morocco among the countries it supports. A US LLC with an EIN and a US bank account can apply for a US Stripe account, and Stripe can decline.

Will Morocco tax the US company?

It can. Companies, wherever formed, pay corporate tax on activities carried on in Morocco, and a place of management there can be a permanent establishment. Have an adviser look at a US company you run from Morocco.

Do I pay US tax on work I do from Morocco?

Generally not. Pay for work you do in Morocco is generally not US-source income, so a single-owner LLC with no US office or staff often owes no US income tax on it. It still files Form 5472 with a pro forma Form 1120 when it has reportable transactions with you.

Is there a US–Morocco tax treaty?

Yes, it's in force. It caps US withholding on interest at 15%, on dividends at 15%, or 10% for a qualifying company shareholder, and on royalties at 10%. Morocco taxes residents on worldwide income unless a treaty excludes it.

Does BaseAcross file the US and Moroccan returns for me?

On Launch and Operate, we add deadlines and reminders; you or your accountant file the federal returns. Managed annual state compliance is an optional $149 service fee a year, with the state's charge separate. The Office des Changes application and your Moroccan returns are for you and your adviser.

Does my new US LLC need a BOI report?

US-created companies are exempt under FinCEN's current BOI rule, effective 14 August 2026. A company formed outside the US and registered to do business there is a different case. Banks still collect ownership details for their own checks.

Sources and editorial scope

Check the published rules behind the explanation.

Prepared by the BaseAcross team and reviewed by Saais Patel, compliance reviewer. Sources checked . This is general formation information, with source links for the tax and banking context. An individual tax or legal review remains with your qualified advisers.

The exchange rules are read from the Office des Changes' Instruction Générale des Opérations de Change 2026 in French, in force from 1 January 2026. The tax rules come from PwC's Worldwide Tax Summaries, a professional summary of the General Tax Code. Confirm the current position with your adviser before acting.

Middle East and North Africa

Other countries in the region.

Every country

Ready when you are

Answer the questions. We do the filing.

It takes about four minutes. You see the whole order, state fee included, before anything is charged.

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From

Casablanca

Morocco

To

Wyoming

LLC · Cheyenne, WY

Plan
Launch
First year
$351.40
To order
10 steps
Start from Morocco

Launch · $249 + $102.40 Wyoming · Same day